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If you have a Scottish Amicable pension plan (now managed by Prudential) you may well be wondering if its performance or charges are of an acceptable standard. We suggest you should at least have it reviewed by a qualified pensions adviser to look at its costs and performance, in comparison to today's stakeholder-style pension options.
Many pension policies, were sold with built-in high charges which may not have been made too clear at the time. In short, anyone with a Scottish Amicable pension (or other investment product) should at least have it reviewed by a qualified pensions adviser to look at its costs and performance, in comparison to today's stakeholder-style pension options. Why waste money on a poor performing pension when a switch might improve your fund by £,000's over the years?
Or, you may be about to take your benefits your pension and do not know about your options: looking for an annuity on the open market, the different annuity options you should consider, or indeed whether you should look for an alternative to an annuity altogether!
We offer a FREE service matching you with a fully qualified Independent Financial Adviser ("IFA") who has the right pensions qualifications and experience for your needs, and is local to your home or work.
An initial discussion will be free of charge or obligation. Frequently, a simple review of your pensions situation, with basic guidance on your options, will also be available at no cost - ask the adviser (this would not apply to detailed a review or complicated situations).
Many financial decisions are of critical importance, and you cannot afford to get them wrong. You need (and should expect) the best quality advice to help you choose the correct course of action. IFA's cannot be specialists in all fields, which is where we come in. We will recommend and put you in touch with an IFA from a major national company, local to your home or work, who has the right qualifications and skill set for your specific needs.
By completing the enquiry form we will recommend a qualified pension IFA , who will contact you same or next working day to discuss your case. This initial discussion will be free of charge or obligation.